{"id":1302,"date":"2023-05-25T02:23:52","date_gmt":"2023-05-25T02:23:52","guid":{"rendered":"https:\/\/dev.vtcnetviet.com\/?p=1302"},"modified":"2023-06-06T07:36:20","modified_gmt":"2023-06-06T07:36:20","slug":"budget-la-gi","status":"publish","type":"post","link":"https:\/\/vtcnetviet.com\/budget-la-gi\/","title":{"rendered":"Budget L\u00e0 G\u00ec? Ph\u01b0\u01a1ng Ph\u00e1p T\u1ea1o K\u1ebf Ho\u1ea1ch Budget Hi\u1ec7u Qu\u1ea3"},"content":{"rendered":"\r\n<p><span style=\"font-weight: 400;\">Budgeting l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p. N\u00f3 gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd c\u00e1c kho\u1ea3n thu chi c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch c\u00f3 t\u1ed5 ch\u1ee9c v\u00e0 c\u00f3 k\u1ebf ho\u1ea1ch, t\u1eeb \u0111\u00f3 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c ti\u1ec1n v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. Tuy nhi\u00ean, v\u1eabn c\u00f3 nhi\u1ec1u th\u1eafc m\u1eafc li\u00ean quan \u0111\u1ebfn <a href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/\">budget<\/a> m\u00e0 nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng bi\u1ebft c\u00e2u tr\u1ea3 l\u1eddi. Trong b\u00e0i vi\u1ebft n\u00e0y, t\u00f4i s\u1ebd gi\u1ea3i \u0111\u00e1p t\u1ea5t c\u1ea3 c\u00e1c th\u1eafc m\u1eafc v\u1ec1 budgeting c\u1ee7a b\u1ea1n.<\/span><\/p>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >M\u1ee5c L\u1ee5c<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Budgeting_la_gi\" title=\"Budgeting l\u00e0 g\u00ec?\">Budgeting l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Tai_sao_ban_nen_budget\" title=\"T\u1ea1i sao b\u1ea1n n\u00ean budget?\">T\u1ea1i sao b\u1ea1n n\u00ean budget?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Lam_the_nao_de_bat_dau_budget\" title=\"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1eaft \u0111\u1ea7u budget?\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1eaft \u0111\u1ea7u budget?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Lam_the_nao_de_tao_mot_ke_hoach_budget_hieu_qua\" title=\"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch budget hi\u1ec7u qu\u1ea3?\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch budget hi\u1ec7u qu\u1ea3?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Budgeting_co_thuc_su_quan_trong_khong\" title=\"Budgeting c\u00f3 th\u1ef1c s\u1ef1 quan tr\u1ecdng kh\u00f4ng?\">Budgeting c\u00f3 th\u1ef1c s\u1ef1 quan tr\u1ecdng kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Can_phai_bat_dau_budget_khi_nao\" title=\"C\u1ea7n ph\u1ea3i b\u1eaft \u0111\u1ea7u budget khi n\u00e0o?\">C\u1ea7n ph\u1ea3i b\u1eaft \u0111\u1ea7u budget khi n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Lam_the_nao_de_duy_tri_ke_hoach_budget\" title=\"L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 duy tr\u00ec k\u1ebf ho\u1ea1ch budget?\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 duy tr\u00ec k\u1ebf ho\u1ea1ch budget?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Neu_toi_gap_kho_khan_trong_viec_budgeting_toi_nen_lam_gi\" title=\"N\u1ebfu t\u00f4i g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c budgeting, t\u00f4i n\u00ean l\u00e0m g\u00ec?\">N\u1ebfu t\u00f4i g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c budgeting, t\u00f4i n\u00ean l\u00e0m g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Budgeting_co_the_giup_toi_dat_duoc_muc_tieu_tai_chinh_cua_minh_khong\" title=\"Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh kh\u00f4ng?\">Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Budgeting_co_the_giup_toi_giam_stress_trong_cuoc_song_khong\" title=\"Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i gi\u1ea3m stress trong cu\u1ed9c s\u1ed1ng kh\u00f4ng?\">Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i gi\u1ea3m stress trong cu\u1ed9c s\u1ed1ng kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vtcnetviet.com\/budget-la-gi\/#Ket\" title=\"K\u1ebft\">K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Budgeting_la_gi\"><\/span><b>Budgeting l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Budgeting ngh\u0129a l\u00e0 qu\u00e1 tr\u00ecnh l\u1eadp k\u1ebf ho\u1ea1ch chi ti\u00eau c\u1ee7a b\u1ea1n theo m\u1ed9t c\u00e1ch c\u00f3 k\u1ebf ho\u1ea1ch v\u00e0 h\u1ee3p l\u00fd. \u0110\u00e2y l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 quan tr\u1ecdng \u0111\u1ec3 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n v\u00e0 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_ban_nen_budget\"><\/span><b>T\u1ea1i sao b\u1ea1n n\u00ean budget?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">Budgeting gi\u00fap b\u1ea1n c\u00f3 th\u1ec3:<\/span><\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3 h\u01a1n.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c ti\u1ec1n v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh nh\u01b0 mua m\u1ed9t chi\u1ebfc xe m\u1edbi, mua m\u1ed9t c\u0103n nh\u00e0 ho\u1eb7c ti\u1ebft ki\u1ec7m \u0111\u1ec3 h\u01b0u tr\u00ed.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tr\u00e1nh ph\u1ea3i ch\u1ecbu c\u00e1c kho\u1ea3n n\u1ee3 v\u00e0 ph\u00ed t\u1ed5n kh\u00f4ng c\u1ea7n thi\u1ebft.<\/span><\/li>\r\n<\/ul>\r\n<h2><span class=\"ez-toc-section\" id=\"Lam_the_nao_de_bat_dau_budget\"><\/span><b>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1eaft \u0111\u1ea7u budget?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 b\u1eaft \u0111\u1ea7u budget, b\u1ea1n c\u00f3 th\u1ec3 l\u00e0m nh\u1eefng vi\u1ec7c sau:<\/span><\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u00e1c \u0111\u1ecbnh c\u00e1c kho\u1ea3n thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Li\u1ec7t k\u00ea c\u00e1c chi ph\u00ed h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh, bao g\u1ed3m c\u1ea3 c\u00e1c chi ph\u00ed nh\u01b0 \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng, truy\u1ec1n h\u00ecnh c\u00e1p, ti\u1ec1n thu\u00ea nh\u00e0, ti\u1ec1n vay n\u1ee3, ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, v\u00e0 ti\u1ec1n chi ti\u00eau cho c\u00e1c m\u1eb7t h\u00e0ng kh\u00e1c.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u00e1c \u0111\u1ecbnh c\u00e1c chi ph\u00ed \u01b0u ti\u00ean v\u00e0 kh\u00f4ng \u01b0u ti\u00ean. C\u00e1c chi ph\u00ed \u01b0u ti\u00ean l\u00e0 nh\u1eefng chi ph\u00ed c\u1ea7n thi\u1ebft \u0111\u1ec3 s\u1ed1ng, trong khi c\u00e1c chi ph\u00ed kh\u00f4ng \u01b0u ti\u00ean l\u00e0 nh\u1eefng chi ph\u00ed m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch chi ti\u00eau h\u00e0ng th\u00e1ng v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n c\u00f3 \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 chi tr\u1ea3 c\u00e1c kho\u1ea3n chi ph\u00ed c\u1ea7n thi\u1ebft.<\/span><\/li>\r\n<\/ul>\r\n<h2><span class=\"ez-toc-section\" id=\"Lam_the_nao_de_tao_mot_ke_hoach_budget_hieu_qua\"><\/span><b>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch budget hi\u1ec7u qu\u1ea3?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 t\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch budget hi\u1ec7u qu\u1ea3, b\u1ea1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n nh\u1eefng vi\u1ec7c sau:<\/span><\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theo d\u00f5i c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh h\u00e0ng ng\u00e0y, h\u00e0ng tu\u1ea7n v\u00e0 h\u00e0ng th\u00e1ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n \u0111ang tu\u00e2n th\u1ee7 k\u1ebf ho\u1ea1ch c\u1ee7a m\u00ecnh.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xem x\u00e9t c\u00e1c chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft \u0111\u1ec3 c\u1eaft gi\u1ea3m chi ti\u00eau v\u00e0 ti\u1ebft ki\u1ec7m ti\u1ec1n.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">X\u00e1c \u0111\u1ecbnh c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m h\u00e0ng th\u00e1ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh, ch\u1eb3ng h\u1ea1n nh\u01b0 ti\u1ebft ki\u1ec7m ti\u1ec1n cho vi\u1ec7c mua nh\u00e0 ho\u1eb7c \u0111\u1ea7u t\u01b0 v\u00e0o qu\u1ef9 h\u01b0u tr\u00ed.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ea1o m\u1ed9t trang t\u00ednh \u0111\u1ec3 theo d\u00f5i c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh v\u00e0 theo d\u00f5i ti\u1ebfn \u0111\u1ed9 c\u1ee7a k\u1ebf ho\u1ea1ch c\u1ee7a b\u1ea1n.<\/span><\/li>\r\n<\/ul>\r\n<h2><span class=\"ez-toc-section\" id=\"Budgeting_co_thuc_su_quan_trong_khong\"><\/span><b>Budgeting c\u00f3 th\u1ef1c s\u1ef1 quan tr\u1ecdng kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Budgeting r\u1ea5t quan tr\u1ecdng v\u00e0 c\u00f3 \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn s\u1ef1 th\u00e0nh c\u00f4ng c\u1ee7a t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p c\u1ee7a b\u1ea1n. N\u00f3 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh, ti\u1ebft ki\u1ec7m ti\u1ec1n v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n kh\u00f4ng budget, b\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng m\u1ea5t ki\u1ec3m so\u00e1t v\u1edbi chi ti\u00eau c\u1ee7a m\u00ecnh v\u00e0 cu\u1ed1i c\u00f9ng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng n\u1ee3 n\u1ea7n v\u00e0 kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Can_phai_bat_dau_budget_khi_nao\"><\/span><b>C\u1ea7n ph\u1ea3i b\u1eaft \u0111\u1ea7u budget khi n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">B\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u budget ngay b\u00e2y gi\u1edd n\u1ebfu b\u1ea1n ch\u01b0a c\u00f3 k\u1ebf ho\u1ea1ch chi ti\u00eau h\u1ee3p l\u00fd. Kh\u00f4ng c\u00f3 qu\u00e1 s\u1edbm \u0111\u1ec3 b\u1eaft \u0111\u1ea7u budget. B\u1ea5t k\u1ec3 b\u1ea1n \u0111ang \u1edf \u0111\u1ed9 tu\u1ed5i n\u00e0o, \u0111ang l\u00e0m g\u00ec v\u00e0 c\u00f3 thu nh\u1eadp bao nhi\u00eau, budgeting l\u00e0 m\u1ed9t k\u1ef9 n\u0103ng t\u00e0i ch\u00ednh quan tr\u1ecdng \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c cu\u1ed9c s\u1ed1ng t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Lam_the_nao_de_duy_tri_ke_hoach_budget\"><\/span><b>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 duy tr\u00ec k\u1ebf ho\u1ea1ch budget?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">\u0110\u1ec3 duy tr\u00ec k\u1ebf ho\u1ea1ch budget c\u1ee7a m\u00ecnh, b\u1ea1n c\u00f3 th\u1ec3:<\/span><\/span><\/p>\r\n<ul>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theo d\u00f5i c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh v\u00e0 c\u1eadp nh\u1eadt k\u1ebf ho\u1ea1ch c\u1ee7a m\u00ecnh th\u01b0\u1eddng xuy\u00ean.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Xem x\u00e9t l\u1ea1i c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh \u0111\u1ec3 c\u1eaft gi\u1ea3m chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft v\u00e0 ti\u1ebft ki\u1ec7m ti\u1ec1n.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110i\u1ec1u ch\u1ec9nh k\u1ebf ho\u1ea1ch c\u1ee7a m\u00ecnh khi c\u00f3 thay \u0111\u1ed5i trong thu nh\u1eadp ho\u1eb7c chi ph\u00ed c\u1ee7a b\u1ea1n.<\/span><\/li>\r\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tham gia c\u00e1c kho\u00e1 h\u1ecdc ho\u1eb7c s\u1eed d\u1ee5ng c\u00e1c \u1ee9ng d\u1ee5ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh \u0111\u1ec3 gi\u00fap b\u1ea1n duy tr\u00ec v\u00e0 n\u00e2ng cao k\u1ef9 n\u0103ng budgeting c\u1ee7a m\u00ecnh.<\/span><\/li>\r\n<\/ul>\r\n<h2><span class=\"ez-toc-section\" id=\"Neu_toi_gap_kho_khan_trong_viec_budgeting_toi_nen_lam_gi\"><\/span><b>N\u1ebfu t\u00f4i g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c budgeting, t\u00f4i n\u00ean l\u00e0m g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c budgeting, h\u00e3y c\u1ed1 g\u1eafng xem x\u00e9t v\u00e0 ph\u00e2n t\u00edch c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh v\u00e0 t\u00ecm c\u00e1ch \u0111\u1ec3 c\u1eaft gi\u1ea3m chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft. N\u1ebfu b\u1ea1n c\u1ea3m th\u1ea5y m\u1ea5t ki\u1ec3m so\u00e1t v\u1edbi chi ti\u00eau c\u1ee7a m\u00ecnh ho\u1eb7c g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c t\u1ea1o k\u1ebf ho\u1ea1ch budget, h\u00e3y t\u00ecm ki\u1ebfm s\u1ef1 tr\u1ee3 gi\u00fap t\u1eeb m\u1ed9t chuy\u00ean gia t\u00e0i ch\u00ednh ho\u1eb7c t\u00ecm c\u00e1c ngu\u1ed3n t\u00e0i nguy\u00ean tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 gi\u00fap b\u1ea1n n\u1eafm b\u1eaft c\u00e1c k\u1ef9 n\u0103ng budgeting c\u1ea7n thi\u1ebft.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Budgeting_co_the_giup_toi_dat_duoc_muc_tieu_tai_chinh_cua_minh_khong\"><\/span><b>Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">\u0110\u00fang v\u1eady, budgeting c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. B\u1eb1ng c\u00e1ch t\u1ea1o k\u1ebf ho\u1ea1ch chi ti\u00eau h\u1ee3p l\u00fd, b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n v\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n mu\u1ed1n ti\u1ebft ki\u1ec7m \u0111\u1ee7 ti\u1ec1n \u0111\u1ec3 mua m\u1ed9t chi\u1ebfc xe m\u1edbi, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o m\u1ed9t k\u1ebf ho\u1ea1ch ti\u1ebft ki\u1ec7m h\u00e0ng th\u00e1ng \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Budgeting_co_the_giup_toi_giam_stress_trong_cuoc_song_khong\"><\/span><b>Budgeting c\u00f3 th\u1ec3 gi\u00fap t\u00f4i gi\u1ea3m stress trong cu\u1ed9c s\u1ed1ng kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">\u0110\u00fang v\u1eady, budgeting c\u00f3 th\u1ec3 gi\u00fap gi\u1ea3m stress trong cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n. Khi b\u1ea1n c\u00f3 m\u1ed9t k\u1ebf ho\u1ea1ch chi ti\u00eau r\u00f5 r\u00e0ng v\u00e0 c\u1ee5 th\u1ec3, b\u1ea1n s\u1ebd c\u1ea3m th\u1ea5y t\u1ef1 tin h\u01a1n trong vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n c\u1ee7a m\u00ecnh v\u00e0 gi\u1ea3m b\u1edbt s\u1ef1 lo l\u1eafng v\u1ec1 t\u00e0i ch\u00ednh. B\u1eb1ng c\u00e1ch theo d\u00f5i c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh v\u00e0 bi\u1ebft ch\u00ednh x\u00e1c s\u1ed1 ti\u1ec1n m\u00ecnh c\u00f3 th\u1ec3 chi ti\u00eau, b\u1ea1n s\u1ebd c\u1ea3m th\u1ea5y an t\u00e2m h\u01a1n trong vi\u1ec7c qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c c\u1ee7a m\u00ecnh.<\/span><\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"Ket\"><\/span><b>K\u1ebft<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Trong t\u1ed5ng quan, budgeting l\u00e0 m\u1ed9t k\u1ef9 n\u0103ng t\u00e0i ch\u00ednh quan tr\u1ecdng v\u00e0 gi\u00fap b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c cu\u1ed9c s\u1ed1ng t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n ch\u01b0a b\u1eaft \u0111\u1ea7u budgeting, h\u00e3y b\u1eaft \u0111\u1ea7u ngay b\u00e2y gi\u1edd v\u00e0 s\u1eed d\u1ee5ng c\u00e1c k\u1ef9 thu\u1eadt v\u00e0 c\u00f4ng c\u1ee5 ph\u00f9 h\u1ee3p \u0111\u1ec3 duy tr\u00ec v\u00e0 ph\u00e1t tri\u1ec3n k\u1ef9 n\u0103ng budgeting c\u1ee7a m\u00ecnh. N\u1ebfu b\u1ea1n \u0111\u00e3 c\u00f3 k\u1ebf ho\u1ea1ch budget, h\u00e3y \u0111\u00e1nh gi\u00e1 v\u00e0 \u0111i\u1ec1u ch\u1ec9nh n\u00f3 theo th\u1eddi gian \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng n\u00f3 ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh hi\u1ec7n t\u1ea1i v\u00e0 m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. Ch\u00fac b\u1ea1n th\u00e0nh c\u00f4ng trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh!<\/span><\/p>\r\n<p style=\"text-align: right;\">Website: <a href=\"https:\/\/vtcnetviet.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/vtcnetviet.com\/<\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Budgeting l\u00e0 m\u1ed9t kh\u00eda c\u1ea1nh quan tr\u1ecdng trong vi\u1ec7c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p. N\u00f3 gi\u00fap&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rank_math_lock_modified_date":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"acf":[],"_links":{"self":[{"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/posts\/1302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/comments?post=1302"}],"version-history":[{"count":3,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/posts\/1302\/revisions"}],"predecessor-version":[{"id":1647,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/posts\/1302\/revisions\/1647"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/media\/1303"}],"wp:attachment":[{"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/media?parent=1302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/categories?post=1302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vtcnetviet.com\/wp-json\/wp\/v2\/tags?post=1302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}